Could you tell me please, why you told a fellow worker, that their job was safe, and it was o.k. to take their first mortgage out to buy a house. The fellow worker trusted you, after asking you a few times. That fellow worker has took the biggest debt ever, on your assurance, and was only in there new home 2 days, when they were sacked by email, and left this person with no wages to pay their first mortgage payment.
Does this ring a bell Mr Brewer?"
Lots of writing being done on this subject around the blogosphere at the moment. For a list, try here.